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Book Review: Broke Millennial

Updated: Apr 7, 2021

Broke Millennial by Erin Lowry is a relatable, simplified version of getting your finances in order written for the Millennial audience. Off the bat, I'm going to give this book 5/5 stars for its simplicity to navigate, comprehend and absorb the information provided throughout its pages not to mention the resources she provides.

Time and time again I said that school never prepared us for Life. It never taught us anything about student loans, managing money and balancing debt (not to mention how to write a resume or get a job, but that's a discussion for a different day). And if you live in a typical American household, money isn't a topic most families talk about. Honestly, it's not a topic most people talk about. Sex is more openly discussed than money these days! This book is a gateway to normalizing talking about money and getting onto your feet financially. Lowry gives you the tools and resources (most of them free!) for you to begin your financial freedom.

Each chapter discusses a different topics such as Student Loans, Credit Scores, Credit Card Debt, Buying your first home, Investing, etc., so it is easy to flip through the book and get to whatever chapter you need resources for. I can already tell this is going to be a heavily used resource book for myself in the future-- going back to specific chapters and underlined paragraphs. It is set up so that each chapter is a stand-alone chapter and you do not need to read the book sequentially. Although, that's what I did because I wanted to be able to write a full review on it!

I find myself on pretty ground financial feet, and I tend to manage my money well, however this book opened my eyes to a lot of realities such as saving for retirement as well as things that I didn't even think of like opening an online checking account to earn 1.0% APY. Lowry poses ideas and alternatives throughout the book and allows for you to make decisions based on your personal needs and wants in life.

As far as easiness to read, I also give this 5/5 stars. Lowry's writing is simple, to the point, and filled with relatable humor. She got a chuckle out of me here and there as I flipped through the pages. This is a book I truly believe every millennial (whether you think you're on financial foundation or not) should have on their bookshelf and should refer back to regularly. The information you learn throughout its pages are basic, and simple, and really will help you get financially on your feet in the days of student loan debt, budgeting issues and post-recession. I cannot suggest this book enough!

You can get Broke Millennial from a plethora of retailers including Amazon and Barnes & Noble. It is also available via audiobook as well!

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